Financing Your New Home

How does a mortgage work? What are the steps in financing a new home? The answers start here.

    1. Start Financing Process

  • Apply for a loan online.


  • Enjoy a fast, simple and secure digital experience.


  • Review a break down of your loan estimate with your dedicated loan expert.

    2. Loan & Credit Decision

  • Provide additional information as needed.


  • Upon review you’ll be provided with a conditional credit decision.


  • Easily track your loan status online 24/7.

    3. Get Ready for Closing

  • PulteMortgage will work with your home builder daily.


  • You'll be guided through any final to-dos in preparation for closing.


  • Your closing agent will tell you what to expect and what to bring.

    4. Welcome to Your New Home

  • On closing day you will sign final documents.


  • After closing you’ll be handed the keys to your new home – Congratulations and welcome home!

Mortgage Learning Center

The mortgage process can be confusing, but it doesn't have to be. That's why we created the Mortgage Learning Center. From helpful financial tools to answers to the most common mortgage questions, you'll find it all here. †

Financing 101

Low Down Payment

Buying vs Renting

Consult the Professionals

Buying New vs Existing

Financial Steps to A New Home

Cost of Living

Buying Power Credit Score

Mortgage Calculator

Know what to expect when it comes to buying your home. Pulte Mortgage’s Mortgage Calculator includes property tax, insurance and more to help you gauge your buying power, evaluate your options and estimate your monthly payment.†